Job Summary Group Risk Management (“GRM”) - Wholesale Credit provides risk assessment and adjudication of complex Capital Markets and Corporate Client Group borrowers/transactions. Through effective analysis of business and financial risk, Wholesale Credit evaluates and recommends corporate and leveraged finance transactions including M&A, leveraged buyouts, and debt/equity bridges to Managing Directors and SVPs while balancing risk and return. The GRM Wholesale Credit Rotational Associate Program offers an unparalleled opportunity to gain experience across various teams and sectors as we work with our business partners to provide lending and financing strategies for our global corporate and institutional clients. Job Description What is your opportunity? In this 2-year rotation program, you will complete 4 six-month rotations where you will collaborate with leaders on complex transactions, build a strong network across RBC, and have the opportunity to be placed in Wholesale Credit upon program completion. A key emphasis of the program is to encourage diversity and therefore, we will also be considering individuals with non-traditional educational and/or work backgrounds who have historically not had a natural path into Wholesale Credit. What will you do? Challenging and impactful assignments in dynamic, collaborative, and high-performing teams covering a variety of sectors including Consumer, Retail, Industrials, Healthcare, Real Estate, Technology, Media, Energy, Financial Services, and Infrastructure Complete formal credit training as well as mentorship and coaching throughout the program to support your development Build your network across the organization through exposure to senior leadership and opportunities Rotations will primarily be with GRM WCR teams in Toronto but there may be opportunities to complete a rotation remotely with global teams and/or with GRM teams outside WCR to provide a more diverse experience Potential for future full-time placement on one of the GRM WCR teams What do you need to succeed? Must-have Minimum of a bachelor’s degree from an accredited university with a minimum GPA of 3.0 or 75% Minimum of 3 years’ work experience (doesn’t have to be in the financial services sector) Strong interest in pursuing a career in credit risk management Proficiency in Microsoft Excel and some level of financial literacy Strong verbal and written communication skills Analytical, curious, and collaborative mindset with a desire to learn Strong work ethic with ability to quickly scale up on a steep learning curve and work under pressure What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Opportunity to work on challenging and impactful assignments in dynamic, collaborative, and high-performing teams covering a variety of sectors including Consumer, Retail, Industrials, Healthcare, Real Estate, Technology, Media, Energy, Financial Services, and Infrastructure Formal credit training as well as mentorship and coaching throughout the program to support your development Exposure to senior leadership and opportunities to build your network across the organization Potential for future full-time placement on one of the Wholesale Credit teams Rotations will primarily be with Wholesale Credit teams in Toronto but there may be opportunities to complete a rotation remotely with global teams and/or with GRM teams outside Wholesale Credit to provide a more diverse experience Job Skills Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO City: TORONTO Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular – Trainee (Trainee) Pay Type: Salaried Posted Date: 2025-06-02 Application Deadline: 2025-06-17 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.? We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
