Career Opportunity Role Title Risk Assessment Underwriter Purpose of role Provide a preliminary underwriting assessment of the insurability of proposed applicants received via phone or email for our US and Canadian clients. This role may be performed either in the US or Canada. Job Description Key Responsibilities Provide underwriting opinions to risk assessment inquiries from US producers via a toll free number. Ensure that the toll free line is answered within acceptable time standards with minimum abandon rates. Provide an opinion on the insurability of proposed applicants by reviewing relevant underwriting manuals and eliciting pertinent information from the producers. Establish and maintain effective relationships with producers and internal sales staff, including communicating underwriting opinions. Review simplified issue policies to determine whether they can be accepted under a fully underwritten basis. Continuously upgrade knowledge with underwriting related legislation and regulations, and current underwriting issues and trends. Work with the Medical Director or other Underwriters on cases as required. Other projects and duties as assigned. Key Qualifications Minimum of 1 - 2 years of underwriting knowledge. Basic knowledge of underwriting theory, principles, methods, systems, processes and standards attained from Part One of the Academy of Life Underwriting and LOMA programs and underwriting experience. Demonstrated risk assessment skills Consultation skills to make consistent and appropriate underwriting assessments within Foresters policies and standards. Strong communication skills to effectively provide and explain appropriate underwriting assessments to producers. Excellent customer service focus with experience in a call centre environment an asset. Knowledge of the Foresters purpose, goals and objectives to ensure compliance of decisions with Foresters policies and standards. Participate in LOMA/ALU courses. #LI-Remote Equal Opportunity Employment and Inclusion – at Foresters Financial, we are committed to sustaining an equal opportunity environment for all job applicants. We embrace Inclusion, Diversity and Equity (IDE) as a core strategic objective for building strong, innovative teams in which all our employees can show up wholly and authentically as themselves. Foresters Financial strives to provide an accessible candidate experience for prospective employees with different abilities. If you anticipate needing any type of accommodations during the recruitment process, please email accommodations@foresters.com in advance of your appointment. Thank you for choosing Foresters. Only those candidates who will be selected for further consideration will be contacted by our Talent Acquisition Team. Foresters Financial™ is an international financial services provider with a unique history that began in 1874 when we set out to provide access to life insurance for average, working families. More than 150 years later, we provide life insurance, savings, retirement and investment solutions that help families achieve long-term financial health and security.