Do you value integrity and innovation? How about passion and caring? Great! Us too, and that's why you'll fit right in. Our intentional culture promotes trust and participation, encouraging you to bring your heart and mind to work every day. Out-of-Scope Permanent, Full Time Work Location: The successful candidate can be located at either the SGI’s East or West office in Toronto on a hybrid work rotation. Business Unit: – Underwriting (Personal, Prop & Auto) Pay Range: $75,455.00 - $102,194.00. Apply By: December 11, 2025. The successful candidate will be responsible for establishing and maintaining relationships with assigned brokers and managing and growing a profitable book of personal auto and property businesses with emphasis on excellent service standards. Examines the nature and degree of risk involved, negotiates conditions, rates, and premiums with brokers and explains SGI CANADA’s underwriting approach and logic to brokers. Delivers one view of personal lines auto and property underwriting that combines product, technology and services for our broker partners while attracting quality business to SGI CANADA. Provides functional supervision to less senior employees. Key Accountabilities Note: This section is not intended to be an exhaustive list of duties and responsibilities – other duties and responsibilities may be assigned. Underwriting Activity (20%) Reviews and evaluates new, renewal and mid-term changes for automobile and property clients to determine the nature and degree of risk involved. Acquire further information on applications (and the risks involved) when necessary. Determines whether to accept or reject the risk or accept the risk subject to certain conditions. Ensures that risks are properly rated and classified according to corporate guidelines. Makes timely decisions while considering territory, underwriting guidelines and approaches, pricing strategies and/or regulatory requirements. Identifies and recommends improvements to insurance products, guidelines and/or systems. Participate in the review and development of new products and procedures. Tracks performance of assigned brokers to ensure risk quality and mix of business is consistent with expectations and takes appropriate action. Reviews and approves requests that fall outside the authority levels of staff in less senior positions. Participates in underwriting audits of the department or brokers. Broker Relationship Management (20%) Delivers one view of personal lines that combines product, technology and services for broker partners. Acts as the brokers first point of contact and sees requests through to completion; becomes a trusted advisor for brokers. Understands how assigned brokers operate and the technology they use and offers tailored approaches to deliver on the ease of doing business mandate. Understands the underwriting operating system, workflows and process, broker portal and billing and trains brokers on how to work with us. Explains underwriting criteria and decisions to brokers (verbally and/or in writing). Develops and maintains working relationships with brokers to generate a flow of profitable business and provides assistance in resolving any service matters. Consults with and visits brokers to discuss underwriting issues and build relationships. Gathers market intelligence and keeps regional and head office management aware of emerging trends or changes. Collaborates with the Business Development team to ensure we deliver a coordinated and well-organized experience to our brokers. Provides training to brokers on products, guidelines, procedures, and technology including conducting formal presentations. Production and Service (20%) Meets growth targets for assigned brokers as outlined in the annual plan while meeting underwriting quality of risk requirements. Promotes and sells supporting products to brokers with an emphasis on meeting customer needs. Negotiates with brokers as to the conditions, limitations, rates and premiums to apply with a strong focus on customer needs. Tracks production of assigned brokers to ensure premium targets are being achieved; takes appropriate action as necessary. Meets target service levels for assigned brokers with respect to transactions, returning phone calls and responding to emails. Identifies opportunities for improving workflows and processes to improve the customer and broker experience; participates in initiatives to deliver improvements. Participates in identifying book roll-over opportunities and ensuring the transition of the portfolio is effective. Policy Processing (10%) Processes new/renewal applications, revisions, cancellations, and quotes. Calculates premiums, ensuring that appropriate rates are used, and that applicable discounts and surcharges are applied. Functional Supervision (Intermediate & Junior Underwriters) (10%) Acts as a resource and provides support, guidance, advice, and direction. Delegates and ensures the quality of work. Trains, mentors, and coaches. Leadership (10%) Actively contributes to and supports a culture of a high performing workforce. Participates in divisional succession plans, ensure ongoing professional and career development, and supports development in others. Supports a culture of leadership and accountability to effectively deliver on strategic and corporate strategies. Is actively committed to leadership development across the company, supporting team and workforce readiness through mentoring, training, and developmental opportunities. Corporate Management (10%) Enables the success of programs and policies that are in alignment with corporate, strategic, and divisional strategies. Manages risk in area of authority. Ensures that the Health, Safety and Emergency Management Policy is applied in area of responsibility. Education and Experience A two-year diploma from an accredited post-secondary education institution in a relevant field of study such as Business. 5 – 7 years’ experience in underwriting. As per the above requirements, please ensure your education and/or course credentials (excluding driver’s licence) are updated in your Workday profile before you submit your application. If you make any changes to your education, please inform the Recruiter before the job posting closes. Knowledge, SKILLS, and Abilities Knowledge of the principles and practice of insurance, underwriting policies and procedures and applicable insurance products. Knowledge of the applicable regulatory environment. Knowledge of premiums, coverages, deductibles, billing practices for applicable products. Knowledge of systems and technology commonly used to support applicable products. Knowledge of operating systems, workflow, and processes with the ability to apply this knowledge and handle a large portfolio of business and deliver outstanding service for assigned brokers. Ability to build and maintain effective working relationships with internal and external partners. Diversity is a cornerstone of SGI. We believe all candidates should be given the opportunity to fully participate during the recruitment process. If you require an accommodation, we invite you to submit your accommodation request to employeeleaves@sgi.sk.ca, and we will work through your request with you. All information received will be kept confidential. Working Conditions Physical Effort: Normal office environment with approximately 2-4 days per month visiting brokers. Driving is a part of this role. Physical Environment: Normal office environment. Sensory Attention: Normal office environment. Mental Stress: Normal office environment. Posting Close Date: December 11, 2025 As you prepare to submit your application, and cover letter if applicable, please highlight the achievements that demonstrate why you're a great candidate for this role. SGI has offered affordable insurance products and great service to our customers since 1945. SGI has 2 distinct operations — the Saskatchewan Auto Fund and SGI CANADA. The Auto Fund is Saskatchewan’s compulsory auto insurance program, operating the driver licensing and vehicle registration system. SGI CANADA is the property and casualty insurance division which offers products in Saskatchewan, British Columbia, Alberta, Manitoba and Ontario through a network independent insurance brokerages. SGI and SGI CANADA are Crown corporations, owned by the Government of Saskatchewan. Our culture is one of personal accountability, where all of us are empowered to be leaders. We encourage a growth mindset that sees change as an opportunity to learn, innovate and continuously improve. We value respectful collaboration and open communication where your voice is welcome and appreciated. Each of us has a role in SGI and SGI CANADA’s success and we acknowledge everyone’s contributions. We care about each other. We treat one another with kindness and celebrate each person’s uniqueness so we can all be our authentic selves at work. That’s because diversity, equity and inclusion are foundational to our culture and who we are. Different backgrounds and perspectives make for a vibrant and creative community where innovation flourishes. We offer more than a paycheque (although we do provide competitive pay!). Everyone at SGI and SGI CANADA enjoys great benefits, perks and options to balance work and everything else life sends their way. We also believe in you and your future career aspirations. Regardless of where you start, SGI and SGI CANADA will invest in you by supporting education, accreditation and professional development. 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