We are looking for an individualto join our growing team who is eager, confident, has an eye for detail and isself-led. As a Mortgage Documentation Officer, you demonstrate excellency inreviewing pre-funding conditions and documents in a paperless environment toensure policy, regulatory and audit requirements are satisfied. You maintain ahigh attention to details and customer service in order to improve broker-originatedopportunities.
You know that the how matters,that is why you put our people and clients at the forefront of yourdecision-making!
Your Role:
- Reviewing conditions for files including Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, Company Documentation, Condominium Documentation
- Being accountable for fraud detection and ensuring a satisfactory inspection and audit.
- Reviewing and signing off on any Solicitor conditions.
- Ensuring adherence to bank protocols, procedures, regulatory, and AML requirements
- Working in a fast-paced environment and efficiently handle a highly active desk with evolving priorities
- Driving the application pipeline forward through consistent follow-up on all "approved" files through analysis of the scheduled funding report on a weekly basis.
- Maintaining a 24-hour, or less, turnaround time for communication 'touch-points'.
- Crafting efficiencies and challenge the status quo by providing alternative document solutions that are within protocol and in collaboration with the customer/referral source
- Supporting underwriters and business development managers in closing deals
Your Team:
Joining our team means being part of a leader in alternativemortgage lending, where you'll have the chance to work with a diverse range ofclients, tackle unique business challenges, and deliver impactful solutions. Ifyou're ready to take on exciting projects, build lasting relationships, andgrow your career in a dynamic, customer-focused environment, this is theperfect place for you. Apply now and make a real difference in the livesof borrowers across Canada!
- Business administration diploma or comparable work experience.
- Minimum 3 years mortgage documentation review experience. Understanding of Alt --A lending practices is an asset.
- Demonstrate an understanding of mortgage lending guidelines, compliance, regulatory and AML requirements around fraud detection.
- Shown experience in reviewing conditions for mortgage files (Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, company and condominium documentation).
- Knowledge of Mortgage Documentation for conventional, high ratio, and HELOC residential mortgages.
- Strong analytical skills and attention to detail.
- Excellent interpersonal and organization skills with the ability to prioritize in a high risk, fast paced, team culture.
- Ability to communicate efficiently; both written and verbal.
Your benefits
In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Come live your ambitions with us!