Join a Challenger
Being a traditional bank just isn’t our thing, so we challenge ourselves to get
creative in providing innovative banking solutions for Canadians.
How do we get there? With a talented team of inquisitive and agile challengers
that break through the status quo. So, if you’re passionate about redefining the
future of banking—while having fun—this could be your next big opportunity.
Our company continues to grow, and today we serve more than 670,000 people
across Canada through Equitable Bank, Canada's Challenger Bank™, and have been
around for more than 50 years. Equitable Bank's wholly-owned subsidiary,
Concentra Bank, supports credit unions across Canada that serve more than six
million members. Together we have over $125 billion in combined assets under
management and administration, with a clear mandate to drive change in Canadian
banking to enrich people's lives. Our customers have named our EQ Bank digital
platform (eqbank.ca [https://www.eqbank.ca/]) one of the top banks in Canada on
the Forbes World's Best Banks list since 2021.
The Work
Join our vibrant and forward-thinking commercial team as a Commercial Mortgage
Underwriter! In this dynamic role, you'll be at the forefront of underwriting
both CMHC-insured and conventional commercial mortgages. You'll navigate
established policies and underwriting standards with creativity and precision,
ensuring compliance while driving towards ambitious service goals and annual
targets. Beyond underwriting, you'll engage in credit-related tasks,
administrative responsibilities, and build strong networks with external
business partners and internal teams.
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The Core Responsibilities!
- Innovative Underwriting and Analysis (60%): Dive into the exciting world of
commercial credit facilities, underwriting loans ranging from $2.5 million to
$150 million. Your keen eye for detail and innovative approach will ensure
compliance with lending guidelines, while your recommendations will shape the
future of our business. You'll ensure all lending criteria are met, and
documentation is handled swiftly and efficiently.
- Dynamic Communication and Coordination (20%): Be the linchpin in our
communication network, liaising daily with external partners and internal
teams. Your ability to streamline processes and deliver exceptional customer
service will be key to meeting funding deadlines and exceeding expectations.
- Efficient Time Management (10%): Master the art of time management, juggling
multiple deals and ensuring all tasks are completed within prescribed
deadlines. Your organizational skills will keep the workflow smooth and
efficient.
- Strategic Administrative and Reporting Duties (10%): Take on crucial
administrative and reporting tasks that support the department and company.
Your insights and reports will be invaluable to Senior Management, driving
strategic decisions and growth.
Let's Talk About You!
- Bilingualism is a plus.
- Proven underwriting skills with 4-5 years of commercial mortgage experience.
- A track record of service excellence in the field.
- Post-secondary education (diploma/degree) preferred, ideally in business or
finance.
- Proficiency in MS Office (Word and Excel).
- Strong analytical and problem-solving abilities.
- A sharp business sense and deep technical knowledge of secured lending and
the commercial mortgage market.
- Exceptional organizational skills and the ability to manage multiple
priorities.
- Excellent time management skills.
- Outstanding communication skills, both oral and written.
- Enthusiasm for attending industry-related events and staying ahead of market
trends.
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What we offer [For full-time permanent roles]
?? Competitive discretionary bonus
? Market leading RRSP match program
?? Medical, dental, vision, life, and disability benefits
?? Employee Share Purchase Plan
???? Maternity/Parental top-up while you care for your little one
?? Generous vacation policy and personal days
?? Virtual events to connect with your fellow colleagues
?? Annual professional development allowance and a comprehensive Career
Development program
?? A fulfilling opportunity to join one of the top FinTechs and help create a
new kind of banking experience
Equitable Bank is deeply committed to inclusion. Our organization is stronger
and our employees thrive when we honour and celebrate everyone’s diverse
experiences and perspectives. In tandem with that commitment, we support and
encourage our staff to grow not just in their career path, but personally as
well.
We commit to providing a barrier-free recruitment process and work environment
for all applicants. Please let us know of any accommodations needed so that you
can bring your best self to the application process and beyond. All candidates
considered for hire must successfully pass a criminal background check and
credit check to qualify for hire. While we appreciate your interest in applying,
an Equitable recruiter will only contact leading candidates whose skills and
qualifications closely match the requirements of the position.
We can’t wait to get to know you!
