About KOHO
We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
About the Role
We're seeking a Regulatory Compliance Manager who is passionate about fintech innovation and committed to upholding the highest standards of regulatory compliance. In this role, you'll help build compliance frameworks and programs to ensure that KOHO's operations align with the regulatory requirements, including those set forth by the Office of the Superintendent of Financial Institutions (OSFI) and other regulatory bodies, all while supporting our mission to democratize finance.
What You'll Do
Compliance Program:
Design and implement our Regulatory Compliance Management (RCM) framework in line with OSFI guidelines and other standards.
Build the compliance operations infrastructure (e.g., GRC tools) and lead core activities like change management, issue management, regulatory reporting, and training.
Regulatory Oversight:
Monitor and interpret OSFI guidelines and other relevant regulatory frameworks to ensure KOHO's compliance.
Stay abreast of changes in regulations and advise internal stakeholders accordingly.
Policy Development:
Develop, implement, and maintain compliance policies and procedures (including monitoring and testing plans) that reflect current regulatory requirements and best practices.
Collaborate with cross-functional teams to integrate compliance considerations into business processes.
Training & Awareness:
Design and deliver compliance training programs to educate employees about regulatory obligations and ethical standards.
Foster a culture of compliance and ethical behavior across the organization.
Monitoring & Reporting:
Conduct regular compliance audits and assessments to identify potential risks and areas for improvement.
Prepare and submit compliance reports to senior management and regulatory authorities as required.
Regulatory Engagement:
Serve as a point of contact for regulatory inquiries and examinations.
Coordinate responses to regulatory findings and implement corrective actions as needed.
What You'll Bring
Experience:
Minimum of 5 years in a compliance role within a financial institution regulated by OSFI.
Proven experience building or scaling compliance frameworks and programs (not just maintaining mature ones).
Knowledge:
In-depth understanding of Canadian financial regulations, including OSFI guidelines, the Bank Act, and anti-money laundering (AML) requirements.
Familiarity with fintech operations and digital financial products is an asset.
Skills:
Strong analytical and problem-solving abilities.
Excellent communication and interpersonal skills to effectively collaborate with diverse teams.
High level of integrity and attention to detail.
Education & Certification:
Bachelor's degree in Law, Finance, Business Administration, or a related field.
Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or CRCM (Certified Regulatory Compliance Manager) are advantageous.
What’s in it for you?
?? Opportunity to shape the future of fintech and financially empower a generation of Canadians
?? Competitive compensation & equity
?? Fantastic, Deeply Engaged Team (check out our engagement scores here!)
?? Generous vacation + Wellness days + Flex Days + holiday closure
?? Remote-first environment + coworking support + yearly all hands retreat
?? Access to coaching & growth programs
?? Parental top-up & leave policies
?? Comprehensive health benefits
?? Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development
KOHO is for builders.
If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.
AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
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