About KOHO
We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
About the Role
As a Business Analyst at KOHO, you will play a key role in the team that is responsible for developing strategies and controls to manage areas of fraud and money laundering risk. This role requires experience in the development and utilization of data including maintaining data design, utilization via technical tools and modelling. You will report to the Sr Manager, Fraud Strategy.
What You'll Do
You will assess current and future controls, identifying impacts to customers, revenue, or losses through data analysis and modelling, and implementation
You will work on the continuous design and development of our fraud/ money laundering detection models and systems
Understand the different fraud patterns/ money laundering risks that KOHO faces, and define actions to stop them, while balancing the experience of our good customers.
You will proactively look for ways to improve efficiency by leveraging automation
You will live the Values of KOHO with the internal team and external partners/vendor
Who You Are
You have a minimum of 2 years of experience working within the AML/Fraud space, demonstrating a solid understanding of AML, KYC, and fraud prevention concepts.
You start by understanding the problem, asking ‘why’, and identifying the data to determine the root cause.
You don’t limit yourself to your past experience or job description. If you need a tool or approach, you learn it and bring the rest of the team along with you in your discovery.
Proficient in SQL and Python, with strong capabilities in reporting and data presentation including Sigma. Experience with javascript is an asset.
Experience working with AWS Redshift, Sagemaker, Github.
You have experience analyzing transactional and user data to develop and refine fraud/AML rules and models.
You have familiarity with fraud prevention platforms and knowledge of fraud/money laundering risks associated with payments and banking.
You are comfortable working with third-party vendors to optimize the use of their fraud prevention tools.
You are comfortable in managing cross-functional, multi-stakeholder projects and communicating through presentations.
What’s in it for you?
?? Opportunity to shape the future of fintech and financially empower a generation of Canadians
?? Competitive compensation & equity
?? Fantastic, Deeply Engaged Team (check out our engagement scores here!)
?? Generous vacation + Wellness days + Flex Days + holiday closure
?? Remote-first environment + coworking support + yearly all hands retreat
?? Access to coaching & growth programs
?? Parental top-up & leave policies
?? Comprehensive health benefits
?? Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development
KOHO is for builders.
If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.
AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
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