UNDERWRITER, RESIDENTIAL MORTGAGES
HALIFAX, NOVA SCOTIA
We are seeking an experienced and dynamic Underwriter, Residential Mortgages to
join our growing team. In this position, you will take a customer forward
approach when working closely with the Residential Sales team and our broker
channel. You will utilize your detailed knowledge of the residential mortgage
industry, conditions management, and regulatory compliance and sound
decision-making skills to adjudicate mortgage applications originated through
the broker network within an end-to-end environment. Our successful candidate
will employ strong solution-focused communication skills to deliver their
message and be highly organized with a strong attention to detail.
ABOUT THE ROLE:
-
Establish and maintain positive relationships with mortgage brokers to build
loyalty to CMLS Financial
-
Provide the highest level of internal and external customer service while
fielding mortgage broker inquiries to build and maintain strong broker
relationships
-
Maintain positive relationships with internal and external partners such as
regional managers, funders, mortgage insurers, appraisers, title insurance
companies, and solicitors
-
Adjudicate mortgage applications within established authority limits while
ensuring adherence to policies and guidelines
-
Deliver timely mortgage solutions, while applying a high degree of accuracy
and quality to the file during the underwriting process
-
Effective management of approved loans pipeline to ensure deals close as
scheduled or moved, cancelled as required
-
Ensure due diligence has been completed for loan approval and prior to
signing off on any mortgage conditions or documents, where applicable
-
Prepare and issue mortgage commitments with appropriate conditions within
established service level agreements/turnaround times
-
Prioritize applications and workflow to ensure consistent and sound risk
assessments are maintained while managing high volumes and a continued focus
on service excellence
-
Provide liaison and support for all business partners
THIS ROLE IS FOR YOU IF:
- You have demonstrated sound credit judgement with knowledge of legislation
regarding risk related mortgage laws
- You possess a strong customer service focus with the ability to cultivate
positive relationships with internal and external stakeholders
- You have 2-5 years of residential mortgage underwriting experience
- You possess a highly positive “can do” attitude and excellent communication
skills
- Positive team player with desire and ability to mentor others
- You take ownership of your tasks by working proactively and being driven by
delivering high quality outputs
- You have the ability to prioritize and multi-task effectively within in a
fast-paced, deadline driven environment
- You are excited at the prospect of working for a fast growing organization
with the chance to grow and create a positive impact
BENEFITS AND PERKS
Some of the benefits we offer at CMLS are:
- Health and Wellness Spending Accounts
- Health, Drug, Vision, and Dental benefits
- Paid vacation, sick days, and personal days (in addition to all civil and
statutory holidays)
- RRSP Matching Program
- Maternity / Parental Leave Top Up Program
- Discounted gym memberships
- Travel assistance and EAP
- Business Casual dress code
- Company social events + sport teams
- And more!
WHO ARE WE?
Established in 1974, CMLS Financial is the leading provider of capital solutions
for commercial property owners, developers and real estate investors. We have
over 50 years of experience, 30,000 clients, $45 billion in assets under
administration, and offices coast to coast. Some of Canada's most prominent
banks, investment managers, insurance companies, and pension funds rely on CMLS
Financial for a variety of critically important services. Building on our solid
foundation of financial strength and experience, we continue to deliver
unparalleled capital solutions for all our clients needs.
You will love working here
Employees tell us that they love that we strike the balance in creating an
incredibly professional, yet dynamic and enjoyable corporate culture. We work in
a fluid and fast-paced environment that is supportive of energetic and motivated
individuals who pride themselves on being flexible and results-driven. Our
employees are able to gain valuable industry exposure, lots of learning
opportunities, and truly impact the business. We are committed to providing our
people with a challenging and rewarding career because our employees are what
set us apart and we know it.
Equal Opportunity Employer
CMLS Financial is an equal opportunity employer committed to diversity and
inclusion. We are pleased to consider all qualified applicants for employment
without regard to race, color, religion, sex, sexual orientation, gender
identity, national origin, age, disability, protected veterans status,
Aboriginal/Native American status or any other legally-protected factors.
Disability-related accommodations are available on request for candidates taking
part in all aspects of the selection process.
We want to hear from you!
If you are confident that you would be a strong asset to our team, submit both a
cover letter and resume today! We thank all applicants for their time in
applying, however we will only contact those selected for an interview.
Consideration of applications will begin immediately and continue until the
position is filled.
