Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Analytics, Insights, & Artificial Intelligence Pay Details: $114,000 - $154,000 CAD The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: We’re looking for a highly motivated Applied Machine Learning Scientist to join our AI2 team. In this role, you’ll drive the development and deployment of ML solutions that power data-driven decision-making across our Business Banking division. You’ll work closely with various teams to bring AI capabilities to life and deliver measurable business impact. This role offers an excellent opportunity to apply your technical skills to real world challenges and see your work positively impact colleague and customer experience. You will be expected to work with multiple business partners to advance the use of Machine Learning and AI TD. Key Accountabilities Develop, deploy, and maintain Predictive and Generative AI models for use cases such as: Agentic AI, LLM-based models, Pricing, Anomaly Detection. Translate business problems into analytical frameworks and collaborate with cross-functional teams to define success metrics and solution approaches Conduct rigorous model evaluation, documentation, A/B testing, and monitoring to ensure model performance, fairness, and stability in production Communicate complex technical results to non-technical stakeholders and provide actionable insights Stay current with ML research and industry trends to bring innovative approaches into production Take a lead role in scoping of new models – translate business needs into analytical solution. Job Requirements Communication & relationship skills: Excellent written and verbal communication. Comfortable and effective when interacting with wide range of business partners and stakeholders. Ability to develop and maintain strong internal relationships with several stakeholders. Ability to translate complex/technical terms and concepts into easy-to-understand business language. Strategic Thinking & Judgment: Creative, out-of-the-box thinker, with strong conceptual and problem-solving skills. Motivated to constantly strive to find innovative ways to enhance processes and analytical solutions. Capable of quickly uncovering potential drivers for model performance variation to inform life-cycle management decisions. Technical Competencies: Proficiency in Python and key ML libraries Experience with structured and unstructured data, feature engineering, and model interpretability techniques Exposure to GenAI or large language models and their practical applications Hands-on experience with model deployment and monitoring in a production environment Experience with SQL, Azure Cloud and Azure ML Services is an asset Education & Experience Undergraduate degree in Science, Technology, Engineering, Math, or modeling related discipline such as Economics or Finance. Graduate degree is considered an asset. 5+ years of relevant experience preferred. Nice to Have Experience working in financial services or regulated environments Familiarity with causal inference, anomaly detection or agents. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific
