Job Description What is the opportunity? RBC is a leading provider of asset-based loans catering to a wide range of industries and client needs across Canada. As a Director on the Portfolio Management team for RBC’s Asset Based Lending (“ABL”) business, you will manage a diversified portfolio of ABL clients in RBC’s Corporate Client Group within Commercial Banking. You will oversee all credit-related aspects of your assigned portfolio, proactively assessing risks and leveraging the bank’s wide suite of credit and related products to meet clients’ needs. You will collaborate with internal stakeholders to ensure optimal outcomes for our clients. Your ability to manage client relationships and successfully partner with internal stakeholders to align RBC’s risk appetite with the needs of the client, will lead to your success in the role as you contribute to the overall growth of the ABL portfolio by retaining and growing existing clients by providing sound advice and recommendations. What will you do? Manage all aspects of an assigned ABL portfolio including: Maintaining responsibility for credit renewals, amendments, annual reviews, portfolio reviews and credit documentation. Ensuring all documentation is reviewed, confirmed, accurate and enforceable Establishing client calling routines as required & proactively coordinating other client credit needs Proactively managing accounts by analyzing financial & collateral reports to ensure negative trends are identified early & measures taken to ensure RBC’s exposure is adequately protected Overseeing and monitoring loan advances and collateral reporting to ensure that Clients are in compliance of reporting and financial covenants Proactively identifying issues and opportunities to deliver advice and credit solutions tailored to meet client needs that are paired with appropriate recommendations to Risk Management and other internal stakeholders Documenting management plans and exit/liquidation strategies for accounts when required Retaining and negotiating profitable renewals with existing clients What do you need to succeed? Must Have Bachelors degree with a focus in business, accounting, economics, mathematics or other quantitative field 3+ years of experience in client facing roles in a commercial, corporate banking or ABL environment Able to demonstrate strong verbal communication and negotiation skills, including the ability to communicate effectively with clients and internal RBC partners Excellent written communication skills Ability to work effectively within a team environment Self-starter that is able to work independently and effectively prioritize various transactions and demands from partners internally and externally Demonstrated financial/business acumen and experience in conducting financial/risk analysis to assess and structure banking solutions Nice to Have MBA and/or professional designation (e.g., CPA, CFA) Familiarity with RBC credit processes and loan documentation Previous banking experience with relationship management, structuring/writing credit proposals, credit processes, policies, and risk analysis would be a significant asset French reading/writing/communication skills What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work #LI-DE1 Job Skills Asset-Based Loans (ABL), Client Relationship Management, Commercial Credit Underwriting, Financial Statement Analysis Additional Job Details Address: 335 8 AVE SW:CALGARY City: Calgary Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2025-12-23 Application Deadline: 2026-01-17 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
