Mortgage Underwriter, Third Party Residential Underwriting

First National • Toronto, Ontario, Canada • 17h ago

Reporting To: Closing Date: Hours of Work: Office Location: What we offer: The Opportunity How you will contribute:

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
Interacts with Mortgage Insurers where applicable to complete credit lending decisions
Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
Stays current with latest industry knowledge, competition, and market trends
Ability to build and maintain positive relationships
Strong aptitude for service excellence
Strong communication skills---both written and verbal
Ability to manage and resolve conflict
Strong analytical skills
Attention to detail
Organizational and time management skills
Positive team player with desire and ability to mentor others
Effective problem solving and decision making skills
Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
Ability to manage pressure in an environment of high volume processing with tight turnaround times
Completed post-secondary education or equivalent work experience required
Minimum 2 years previous mortgage underwriting experience required
Completion of Mortgage Agent Course and/or FICOM License an asset
Working knowledge of PC software in a Windows environment required
Office environment
Periods of high volume with tight timelines
Long periods of stationary position/sitting
Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
Long periods of time in viewing a computer screen
Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.
Competitive Compensation
Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
Hybrid working environment
Extensive training programs to set our employees up for success
Modern office environment conducive to collaboration
Supportive teamwork culture
Opportunities to give back to the communities and work through events focused on a variety of charities
Ongoing social events throughout the year