Job Description What will you do? You will join a specific Global Credit team to work with throughout the winter term. The roles and responsibilities will vary depending on the team you are assigned to but could include: Participate in planning and executing audits across multiple credit risk disciplines, gaining exposure to both retail and wholesale credit portfolios. Work alongside experienced auditors to perform walkthroughs, control testing, and portfolio reviews. Analyze credit exposure, migration trends, and risk metrics to identify emerging issues and themes. Contribute to the evaluation of credit risk rating, monitoring, and provisioning processes. Prepare clear, well-documented workpapers that support audit conclusions and recommendations. Research industry, regulatory, and market developments impacting credit risk management. Attend audit team and stakeholder meetings, gaining exposure to how findings are communicated to senior leaders. Gain first-hand experience in how Internal Audit supports the bank’s sound credit risk management practices and compliance with regulatory requirements. What do you need to succeed? Must-have: Currently enrolled in a Bachelor’s or Master’s degree in Finance, Business Administration, or other related fields Strong personal skills and the ability to work effectively independently and within a team environment Professional written and verbal communication skills Good analytical, communication and problem-solving skills Highly organized with good attention to detail and very high level of accuracy Ability to prioritize, handle multiple tasks under pressure and meet time-sensitive deadlines Ability to think critically and “Outside the Box” Nice-to-have Knowledge and an understanding of financial statement analysis Proficient in the full suite of Microsoft Products, including Excel (including using Excel as a tool for financial analysis) Word, PowerPoint, Access Knowledge of credit risk concepts and processes. Previous experience working with a Financial Institution Please note: In order to be eligible for these student positions, you must either: Be returning back to school after the work term end-date; or If you are not returning back to school (i.e. are graduating immediately after the work term), you must require the full work term as a mandatory component in order to graduate successfully What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. At RBC, you will have opportunities to: Participate in IA, Global Credit’s winter intern program which gives you the opportunity to learn more about internal audit and credit Interact with leaders who support your development through coaching and mentoring Network and build lasting relationships with peers and colleagues Make a difference and lasting impact through meaningful work Work in a dynamic, collaborative, progressive, and high-performing team We encourage you to apply as soon as possible as we accept applications on a rolling basis, but please note that the formal application deadline is Sep 14, 2025 at 11:59 PM ET. Should you be selected to progress, someone from our team will reach out directly to provide instructions on next steps. Otherwise, feel free to check for progress updates by logging in to your RBC profile. If the status has not changed, it denotes the fact that your application is still under review. Job Skills Communication, Computer Literacy, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Personal Initiative Additional Job Details Address: 20 KING ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: INTERNAL AUDIT Job Type: Student/Coop (Fixed Term) Pay Type: Salaried Posted Date: 2025-08-15 Application Deadline: 2025-09-15 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.? We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
