Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
What you will do...
Perform comprehensive rate reviews and develop actuarial indications using GLMs and other advanced ratemaking techniques.
Conduct loss ratio analysis, competitive benchmarking, and calculate premium and rate change impacts across all lines of business.
Prepare and complete rate filings with provincial regulators, including all required documentation and regulatory liaison.
Conduct detailed data analyses to support underwriting, claims, product development, and other business segments.
Identify trends and anomalies through exploratory data analysis to inform strategic decision-making.
Collaborate with cross-functional teams to interpret data and translate insights into actionable business recommendations.
Investigate and implement emerging analytics tools and techniques, including predictive modeling, machine learning, and AI.
Develop, maintain, and enhance actuarial data marts and self-serve reporting tools to support scalable business insights.
Leverage a strong understanding of Heartland’s policy and claims systems and their data structures to support analytics and reporting needs.
What you will bring...
University degree (Actuarial Science, Mathematics/Statistics or a related discipline).
Successful completion of 4 to 6 exams from the Casualty Actuarial Society.
A minimum of 3 years’ experience in an actuarial/data analysis role, preferably with P&C insurance exposure or a significant educational background in a related discipline.
High Proficiency with SAS, SQL, and Excel.
A working knowledge of Emblem would be an asset.
A good understanding of P&C pricing and ratemaking concepts.
Demonstrated strength in oral, written and presentation communication skills.
Proven ability to work independently and as part of a team.
What we offer...
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds – the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.
Intrigued? We can’t wait to hear from you!
If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.
A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.
