Job Description What is the opportunity? The Risk Assessment Insurance Specialist is a self-starter who exudes energy, curiosity, and enthusiasm to take on any challenge that is presented to them within the RBC Wealth Management Financial Services Inc. (RBC WMFS Inc.) As the Risk Assessment Insurance Specialist this person can pivot easily depending on the situation and circumstances presented to them. You take initiative, learn quickly, can manage relationships, and you’re a great team player with superb communication skills. Then we are looking for you! The Risk Assessment Insurance Specialist is responsible for providing policy review support to the Estate Planning Specialist (EPS) and the Dominion Security Advisor (IA) who is life insurance licensed, teams with their policy review. This role ensures that all insurance policy reviews from the IA or EPS teams are prioritised and handled with exceptional care, efficiency and accuracy. The Risk Assessment Insurance Specialist offers proactive support, personalized service and seamless execution of all insurance policy review needs. The Risk Assessment Insurance Specialist will identify risk and are responsible for supporting the EPS/IA teams with the following on inforce policy review. Please note that all applicants must be fully LLQP licensed and fluently bilingual in both French and English. What will you do? Provide the BOB listing to an EPS team Work with the EPS team on which policies need most attention, for example: Universal Life YRT policies and/or policies that contain high risk investments Whole Life policies that have a loan or are to go on premium offset on a certain date etc. Based on above determination Insurance Advisor Support team will gather/provide: Universal Life & Whole Life policies: obtain the most current statement based on the client’s anniversary date Obtain the original illustration Obtain a current inforce illustration Term policies: Policies that are renewing are to be placed on a spreadsheet for EPS to review for opportunities Obtain updated financial plan from the advisor and provide it to the EPS for review Risk Assessment Insurance Specialist will note and post on our CRM System such as documents and notes provided to IA/EPS team, follow up with the EPS team on the progression of the review, conclusion for the review, and set up a task reminder for next policy review based on EPS requirements/assessment) What do you need to succeed? Must-have Full Insurance Licensed (LLQP) Fluently Bilingual in both French and English Minimum of 3-5 years in insurance or financial services or similar role Post-secondary studies in a related field Ability to manage multiple priorities and meet tight deadlines with accuracy Proven track record of delivering high-level client service Excellent verbal and written communication skills What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Challenging work Variety of assignments Financial strength and a strong brand Prestige Management that supports your work and progression Job Skills Communication, Cross-Selling, Customer Needs, Detail-Oriented, Group Problem Solving, Office Tools, Sales, Sales Activities, Sales Closing, Teamwork Additional Job Details Address: RBC CENTRE, 155 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: WEALTH MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2025-08-19 Application Deadline: 2025-11-17 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
