Mitsubishi HC Capital Canada and its parent company, Mitsubishi HC Capital
America, form the largest non-captive, nonbank commercial finance company in
North America constantly growing and transforming to contribute to a prosperous
and sustainable future, creating social value through optimizing the potential
of assets.
Joining Mitsubishi HC Capital Canada means becoming an integral part of an
experienced team offering flexible commercial financing solutions adapted to the
needs of Canadian businesses.
We stand out thanks to a collaborative culture focused on the well-being of our
employees, accountability and career development, open-mindedness, inclusiveness
as well as positive leadership in our daily activities!
In addition, a sales team specializing in sustainable development and a
community action committee allow us to make a significant social and
environmental difference.
About
The Senior Credit Analyst – Inventory Finance is a commercial credit analysis
role (dealer inventory financing) that contributes to evaluating transactions of
all sizes. This position plays a key role in reviewing and processing
transactions within the limits of their credit authority and presenting
transactions that exceed this authority to management. The candidate must have
extensive experience in commercial lending across various asset classes and
demonstrate the ability to thrive in a dynamic, fast-growing environment.
Responsibilities
- Assess and prepare detailed and thorough credit files presenting the credit
request with appropriate risks and mitigants, then approve transactions
within their authority.
- Present transactions that exceed their credit authority to management.
- Review and analyze financial statements/tax returns to provide in-depth
analysis of performance and trends.
- Communicate clearly and effectively with Sales teams, dealers, and internal
clients.
- Obtain and analyze public and private company information (Dun & Bradstreet
reports, Paynet, etc.).
- Knowledge of security perfection processes and ability to negotiate
intercreditor agreements.
- Conduct research on industries, markets, and equipment as needed.
- Work independently to complete new credit requests, increases, or annual
reviews.
- Perform other related duties as assigned by management.
Profile we are looking for
- Minimum 5 years of experience in commercial credit analysis within a bank or
other financial institution.
- Experience underwriting dealer financing across various industries, including
construction, agriculture, recreational vehicles, etc.
- Ability to adapt to changes in the work environment.
- Data collection and analysis skills.
- Excellent written and verbal communication skills in French and English to
serve clients in Canada and the United States.
- University degree required, preferably in finance, accounting, or management.
What we have to offer:
- Permanent full-time position
- Flexible work environment with the possibility of working in the offices of:
- Laval, QC
- Montréal, QC
- Trois-Rivières, QC
- Burlington, ON
- Calgary, AB
- Vacation and flexible leave as soon as you start with us
- Personal spending account
- Competitive compensation plan including a bonus program
- Group retirement plan including an employer contribution
- Complete group insurance program paid in part by the company
- Several opportunities for professional growth and access to an online
training platform
- Wellness program focused on mental, physical, financial and social health
- Employee and family assistance program accessible at all times
Don’t think this position is a great fit for you, but still want to join us?
Click here:
https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=b3ef4f03-f8ff-4ded-80c8-6dd5c5a224f7&ccId=9200144510729_2&lang=en_CA&selectedMenuKey=Language
[https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=b3ef4f03-f8ff-4ded-80c8-6dd5c5a224f7&ccId=9200144510729_2&lang=en_CA&selectedMenuKey=Language]
We would like to thank all applicants in advance. Should you be selected for an
interview, you will be contacted directly. Mitsubishi HC Capital Canada values
diversity and is committed to accessibility. Should you require accommodation
due to disability, please notify the Human Resources Recruiter.
