Job Description What is the opportunity? We are seeking an experienced and skilled Senior Manager to lead the RCAP Leasing Credit Team. The successful candidate will be responsible for overseeing the credit adjudication process for leasing applications, ensuring that all credit decisions are made in accordance with company policies and procedures, and that the team provides exceptional service to our vendor/broker partners and stakeholders. What will you do? Credit Adjudication: Oversee the credit adjudication process, ensuring that all leasing applications are reviewed and decided upon in a timely and efficient manner. Risk Management: Identify, assess, and mitigate credit risk to minimize losses and ensure RCAP's risk exposure is managed effectively. Team Management: Lead, motivate, and develop a team of credit adjudicators to ensure that they have the necessary skills and knowledge to make informed credit decisions. Performance Management: Monitor and manage team performance, providing feedback, coaching, and development opportunities to ensure that team members are meeting their goals and objectives. Credit Policy Implementation: Implement and maintain credit policies and procedures to ensure that they are aligned with the company's risk appetite and regulatory requirements. Process Improvement: Continuously review and improve credit adjudication processes to ensure that they are efficient, effective, and aligned with industry best practices. Regulatory Compliance: Ensure that the team is aware of and complies with all relevant regulatory requirements, including anti-money laundering (AML) and know-your-customer (KYC) regulations. Reporting and Analytics: Provide regular reporting and analytics to stakeholders on credit performance, trends, and issues, and make recommendations for improvement. What do you need to succeed? Must-have Bachelor's degree in Business, Finance, or a related field Minimum 5 years of experience in credit risk management, leasing, or a related field Proven leadership and management experience, with a focus on team development and performance management Strong knowledge of credit risk management principles, leasing products, and regulatory requirements Excellent communication, interpersonal, and problem-solving skills Ability to work in a fast-paced environment and make informed decisions in a timely manner Strong analytical and reporting skills, with experience in data analysis and interpretation Nice to Have Familiarity with Credit Scoring and collaborating with a team of scorecard experts Familiar with small ticket and mid - large ticket assets and how to lend while balancing risk vs. reward Familiarity with collaborating with Senior Sales on discussing new programs What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Job Skills Alternative Assessments, Coaching Others, Confidentiality, Credit Analysis, Employee Development Planning, Ethical Business, Financial Statement Analysis, Information Capture, Long Term Planning, New Initiatives, Personal Initiative, Process Management, Risk Management, Standard Operating Procedure (SOP), Taking Ownership Additional Job Details Address: 5575 NORTH SERVICE RD:BURLINGTON City: Burlington Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2025-08-05 Application Deadline: 2025-08-20 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.? We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
